How do I use my gift card for in-store purchases?
To use a VISA or Mastercard physical/plastic gift card in-store issued by perfectgift.com, simply swipe it at the checkout like you would a regular credit card.
NOTES:
- Virtual/digital Visa and Mastercards issued by perfectgift.com can only be used online or over-the-phone, unless you add them to your Google or Apple wallet.
- For virtual/digital merchant-specific cards issued by perfectgift.com, refer to that specific merchant’s terms or contact the merchant.
- If you have a physical/plastic card with a QR code on the back that was issued by perfectgift.com, it cannot be swiped or used in store. Refer to this article on how to redeem and use your PerfectGift+.
Step-by-step: Paying in store
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Activation required (for Visa/Mastercard only)
- Your Visa or Mastercard must be activated before it can be used.
- For help activating your card, view our Activation FAQ.
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Swipe your card
- Swipe your physical/plastic gift card at the register the same way you would a regular credit card.
- Perfect Gift cards are not contactless and do not support tap and pay. The magnetic stripe must be swiped to make a purchase.
- Swipe your physical/plastic gift card at the register the same way you would a regular credit card.
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Confirm your payment
- Choose the credit option to bypass a 4-digit PIN.
- If a PIN is required at the merchant, you can set a 4-digit PIN when you activate the physical card or check the balance.
- Visit the Check Balance page to set/change a 4-digit PIN.
- Choose the credit option to bypass a 4-digit PIN.
Card restrictions
Some Visa and Mastercard gift cards have usage limits, including:
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Restaurants and other tipping establishments
- Restaurants and other merchants that normally accept tips (for example, nail/hair salons) preauthorize cards for the amount due plus an additional 20% to cover the tip.
- Make sure your card balance is enough to cover the amount due plus that 20% tip amount. Otherwise, the card will decline. You can also ask the restaurant to charge a specific amount as credit.
- Need more details about using your card at restaurants, gas stations, or hotels? Learn more HERE.
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U.S. only
- Purchases must be made within the U.S. for Gift cards.
- Rewards cards can be used in most countries outside of the U.S.
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No cash access, cashback or money transfers
- Gift cards cannot be used at ATMs, for cash back, or at money transfer sites, such as PayPal, Venmo or CashApp.
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No gift card purchases
- Buying other gift cards with a gift card is prohibited.
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Check your gift card balance
- For online purchases, make sure the total doesn’t exceed the available balance on your card.
- To check your card balance, visit our Check Balance page.
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