Do I use my gift card as a credit or debit?

Using your Visa and Mastercard Gift Card

Transaction Type

• Plastic cards can used as Debit or Credit: Your Visa or Mastercard Gift Card can be used for both debit and credit transactions. 
• Virtual Cards are used as Credit: These are for online use only and function like regular credit cards.

In-Store Purchases (For plastic cards only)

• Selecting Transaction Type: When using your plastic card in-store, you may choose either credit or debit when swiping your card. 
• PIN Requirement: A PIN is necessary for in-store debit transactions.

Setting Your PIN (For plastic cards only)

• Activation: Set your PIN when activating your card. 
• Checking Balance: You can also set or change your PIN while checking your balance online. 

By following these guidelines, you can efficiently use your gift card for both online and in-store purchases.